Wherever the water takes you—offshore or lake day, we've got you covered.
Smart boat insurance for everyday boaters.
Licensed in 50 states
Coverage available wherever you boat
Digital-first experience
Quote, bind, and manage your policy online
Built for boaters
By boaters who understand your needs
What We Cover
Comprehensive protection for your boat, passengers, and peace of mind.
Physical Damage
Protection for your vessel against accidents, collisions, and more.
Liability
Coverage for injuries or damage you may cause to others while boating.
Theft/Storm Protection
Safeguard against theft, vandalism, and severe weather damage.
On-Water Towing
24/7 assistance when you need a tow back to shore or dock.
Quote. Bind. Float.
Get covered in minutes with our simple three-step process.
Input Your Boat
Tell us about your vessel and how you use it.
Choose Coverage
Select the protection that fits your boating lifestyle.
Get Instant Rate
See your price and bind your policy online in minutes.
Find Your Perfect Coverage
Insurance tailored to your specific boating lifestyle.
We're on a mission to make boat insurance simple
Whether you own a pontoon, center console, or sailboat, Bimini delivers fast digital quoting, clear coverage, and peace of mind—so you can focus on the good stuff, not paperwork.
Get a Quote